Here is some really free advice - listen to me on the radio (for free) today (Tuesday, 2/9/10) at 4pm.

I will be visiting with Dave Congalton on 920-AM KVEC in San Luis Obispo, but you can hear the show streamed live over the web.

Click on the link (http://v4.player.abacast.com/player/player.php?pid=1130) or go to www.920kvec.com and click on the "Listen Live" tab.

CALL ME

Call in your questions from anywhere you can get this email at 1-800-549-5832 and I'll give you an answer right there, on the air.

GREAT LINK

Most parents and adults agree that children of all ages should be taught about money and investing. Yet, financial literacy programs in the United States and Internationally are rarely given the tools they need to succeed financially.

I was introduced to Creative Wealth International four years ago during a Financial Literacy Summit they put on in Santa Barbara.

That 4-day program changed my work as a financial planner at the most fundamental level.

Creative Wealth offers the most effective money camp for kids ... and they have great programs available to help you learn and teach the basics of money to your children.

You can start them as young as 3-years-old with the new "Financial Wisdom Coloring Book".

Or you can look through all the resources available through Creative Wealth International.

The world we know today is so different from the one we knew just five years ago.

If you are in business, you need to be at least aware of (and you really should be using) social networks and how they can spread your marketing message.

Join up today and while you're there, make sure we're connected.

Twitter ID - jdbuerger

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I send out this email to more than 500 people.  In the grand scheme of things, this is a really small list but I appreciate that such a high percentage of you open, read and enjoy the letter.

If you like receiving this email each week ... why don't you share it with your friends?

You can send them to this link: Today's Newsletter to read online and register for themselves. All they have to do is click on the "Send Me More" button at the top of the right column.

Quick Notice - I'll be on the radio TODAY at 4pm.

Dave Congalton has invited me in to talk about the economy and what people can do to get through the next few months in as good shape as possible.

You can listen live no matter where you are.  Click on the link or look to the left for more info.

And don't forget to call in your question!!!

Last week I told you about my WIWEK project - a book outlining What I Wish Everyone Knew about personal finance, money and the economy.  This week my blog is devoted to the first of those principles - I explain the most powerful, reliable and often fastest way to build wealth and create a secure future for your family.

It's not what everybody has led you to believe (read more below or Read This Week's Post).

In my personal message I share my Clutter Clearing experiences (very theraputic) and join a good friend in asking for your help in spreading the financial literacy word.

Best wishes,

John

When it comes to building wealth and creating a secure future for your family, there is one solution that beats all others ...

... but most people don't know what it is - in fact they think the solution is completely different.

It's like the overweight person at risk for a heart attack getting their fast food meal Super-sized. They are getting way too much of the wrong kind of food, but they think their doing OK because they bought a diet soda.

This week's blog post is the first of many WIWEK's - What I Wish Everyone Knew about personal finance.

Read this week's Wealth Health Blog Post at http://bit.ly/RAFblg12

It seems that inclimate weather is just about everywhere these days.  Snow & ice through the midwest and south east ... and it's been raining cats and dogs here in San Luis Obispo.

The bad news is that my soccer team's game schedule (and those of my kids, too) has been terribly impacted.

The good news is that it's given me some time to clean and organize.  I rediscovered the wood surface of my desk last week and have been madly scanning and filing documents to remove clutter.

I'll tell you, Clearing Clutter is one of the best therapies to which you can treat yourself, especially in challenging economic times.  It's healthy (less dust and germs).  It forced me to address issues I've been putting off for months which relieves stress ... and it has made my work habits more productive and time efficient.

So here's a suggestion that I'll just throw out there - take a couple hours this week, find a space that you use regularly ... and clear the clutter.

Let me know how that works for you.  Did it help? ... or do you feel worse?  Send me photos.  I'd love to see a before and after.

Last week on Wednesday I got to spend a couple hours with my good friend, Elisabeth Donati who is the founder of Creative Wealth International - a non-profit think tank in Santa Barbara that produces financial literacy programs for kids and adults with a special focus on Wealth for Women.

She shared with me all the new projects on which she is working including a new board game to help people understand their own "money blueprint," an app for the iPhone to share a financial principle each day and a few other projects that are too secret to share just yet.

The woman is a dynamo and is absolutely on the forefront of the financial literacy movement.

The challenge that Elisabeth and I are both confronting is the seeming laize faire attitude towards understanding how money really works.  Admission to her camps has dropped dramatically since this economic crisis hit.

You might think that hard times would get folks to seek out MORE information about money.  Knowledge is the only way anyone can dig their way out of their (self inflicted) problems.  But no.  More and more people are sticking their head deeper into the sand on personal finance issues.

This is a trend that I have noticed in my own work, too ... and it is a very sad trend.

We cannot fix our problems today by ignoring them.  We cannot fix this crisis by using the same thinking that created the crisis.  Putting off financial problems until tomorrow will only insure that those problems will be worse and even more difficult to solve.

If you know someone who has financial questions, I ask you to encourage them to seek help from a professional.  Have them rent books from the library.  Tell them to take advantage of my free 15-minute consult (one question, 15 minutes, no obligation - $40 value).

Knowledge is Power.  It is the one type of power NOBODY can steal from you once you have it.

Since you get this email, I know you understand this principle.  I only ask that you share it with those you love ... because they really need your help.

Best wishes,

John

John D. Buerger, CFP®
Wealth Coach / Fiduciary Financial Advisor
jdbuerger@altuswealth.com

ALTUS Wealth Solutions
3211 Broad Street, Suite 201
San Luis Obispo, CA 93401
805-476-0333

Get Control Over Your Money ...
... Enjoy a Life with Less Stress and Fewer Worries